You may have seen from the ads on TV that some banks are offering a PIN reminder service. Most of us probably look at them and think, ‘oh, that’s handy, if you’re the kind who forgets their PIN a lot.’ But it’s a terrible idea which makes a nonsense of your mobile security!
Here’s why.
It simply doesn’t reflect how most people use their cards. Use Chip and Pin when you’re buying something and you’ll get funny looks from the shop assistant (if it’s less than £30) as most people now will Contactless that purchase. If it’s more than £30 you get to have a couple of goes at inputting your PIN anyway, and if you’re REALLY worried that you won’t remember the number you can still swipe and sign. That technology hasn’t been completely abandoned yet.
Another problem with a PIN reminder is that so many people have bought Smart Phone cases which have a space for your cards and cash. Another terrible idea. Read more